If this is your first home, congratulation, I am sure you have many questions and need a little direction.  First, in the current lending market, you need to get your finances in order.  Your lender is a great place to start!  Your credit score is a key indicator in the lending process.  They can check your credit score and see if there any corrections that need to be considered, or if you ready to take the next step.  By reviewing your income versus your current debt and monthly expenditures they can give you an idea of the price range for your new home.

I have included some links at the bottom to some mortgage calculators and to some lenders that I think can help you and do a great job.

If this is not your first home, you know how the system works.  It may have changed a little in the past couple years, but the basics are still there.  I would appreciate the opportunity to work with you and get the property you desire at the best price.  I will give my best opinion to make the offer a good value for you and attractive to the seller, so you wont miss out on “the one”.